Klix Payment methods

With us, you can use a newer and safer payment method for settlements – Klix. This solution for settlements was developed by Citadele bank and it safeguards your data and money. Klix allows you to pay with a card, make a direct bank payment from the bank account and pay in instalments by formalising an online payment. It is a safer functionality that does not transfer the data of the payer to the merchant.

Klix Bank Payments from your bank account. It is a fast and safe payment method allowing you to pay for the purchase online. To make a payment, choose your bank, log in and confirm the payment. Klix is a safe payment initiator, which provides the service in accordance with the European Union directive Payment services (PSD 1) - Directive 2007/64/EC.

Klix Pay Later allows the customers of the physical or online shop to make a purchase today but pay for it later. 

To learn more about Klix interest-free payment possibility for 1, 3 or 6 months, read more here.

When making a purchase and choosing Klix Pay Later, the customers of physical or online shop will have an opportunity to receive offers from Klix partners-lenders, compare and choose the offer most relevant to them, as well as remotely sign the loan agreement for the lease purchase of the product.


  • Any permanent resident of Latvia can purchase products through a loan.
  • The borrower needs to have steady, official monthly income.
  • Borrower’s age: from 18 to 80 years old.- Loan amount: from EUR 70 to EUR 7000.
  • Loan term: from 1 to 36 months.
  • For purchases from 1400 EUR, down payment of 10% has to be made.
  • To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.

To promote responsible shopping, we imposed a restriction that with Klix Pay Later one person can borrow no more than EUR 7000 within a period of 30 days.

Instructions for use

The image is illustrative.

To use Klix more easily, we recommend downloading the Klix app from the play store or app store and completing registration. Pay with a couple of clicks - fast and easy.