With us, you can use a newer and safer payment method for settlements – Klix. This solution for settlements was developed by Citadele bank and it safeguards your data and money. Klix allows you to pay with a card, make a direct bank payment from the bank account and pay in instalments by formalising an online payment. It is a safer functionality that does not transfer the data of the payer to the merchant.
Klix Bank Payments from your bank account. It is a fast and safe payment method allowing you to pay for the purchase online. To make a payment, choose your bank, log in and confirm the payment. Klix is a safe payment initiator, which provides the service in accordance with the European Union directive Payment services (PSD 1) - Directive 2007/64/EC.
Klix Pay Later allows the customers of the physical or online shop to make a purchase today but pay for it later.
To learn more about Klix interest-free payment possibility for 1, 3 or 6 months, read more here.
When making a purchase and choosing Klix Pay Later, the customers of physical or online shop will have an opportunity to receive offers from Klix partners-lenders, compare and choose the offer most relevant to them, as well as remotely sign the loan agreement for the lease purchase of the product.
WHO CAN PURCHASE GOODS USING A LOAN?
- Any permanent resident of Latvia can purchase products through a loan.
- The borrower needs to have steady, official monthly income.
- Borrower’s age: from 18 to 80 years old.- Loan amount: from EUR 70 to EUR 7000.
- Loan term: from 1 to 36 months.
- For purchases from 1400 EUR, down payment of 10% has to be made.
- To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.
To promote responsible shopping, we imposed a restriction that with Klix Pay Later one person can borrow no more than EUR 7000 within a period of 30 days.
Instructions for use
The image is illustrative.